Belton sits right where Central Texas weather gets mean. Bell County averages more hail events than most of the state, and that lake humidity from Belton and Stillhouse doesn’t do your siding any favors either. We’re Glacier Home Exteriors, and we install James Hardie fiber cement siding for Belton homeowners who are done replacing vinyl every decade. Fiber cement handles everything this area throws at it — hail impact, UV degradation, moisture, termites. Thirty-year warranty. No rot, no warping, no excuses.
We’ve done a lot of re-sides in Belton — from older homes near the courthouse downtown to newer construction out toward Twin Creek and Morgan’s Point. The pattern is always the same: vinyl that’s 8–10 years old, fading badly, with warped panels on the south and west walls where the sun hits hardest.
Homes within a few miles of Lake Belton and Stillhouse Hollow deal with higher ambient humidity than inland Bell County. That extra moisture gets behind vinyl siding through expansion gaps and nail penetrations. We’ve pulled vinyl off lakeside homes and found black mold on the sheathing underneath — something the homeowner couldn’t see and didn’t smell until it was advanced.
Fiber cement handles moisture differently. It doesn’t trap it the way vinyl’s loose fit does, and it doesn’t swell or rot like wood. Combined with a proper house wrap installation (we use Tyvek DrainWrap for lakeside homes), fiber cement keeps your walls dry for decades.
Most popular choice in Belton. Traditional lap profile, 5.25-inch exposure, available in smooth or wood-grain texture. Factory ColorPlus finish in 30+ colors — you pick the sample, we order it pre-finished. No field painting required at install.
Board-and-batten style for a more modern look. We’re seeing more of this in newer Belton builds, especially around the UMHB campus area where homeowners want something different from standard lap.
Fiber cement trim boards and soffit panels. These replace the wood fascia and trim pieces that are usually the first things to rot on a Belton home. Same 30-year durability as the siding itself.
If fiber cement stretches the budget too far, Prodigy insulated vinyl by Gentek is our recommended alternative. Foam-backed, thicker than standard vinyl, and better in heat. Installed at $3–5/sq ft. Good for 10–12 years in our climate.
James Hardie fiber cement runs $16,000–$28,000 for a typical Bell County home, depending on square footage and trim scope. That’s roughly $8–12 per square foot installed. Vinyl is $5,000–$10,000 for the same house. Over 30 years, fiber cement costs less because you’re not replacing it every decade.
Fiber cement is significantly more hail-resistant than vinyl. Standard Bell County hail (pea to quarter-sized) won’t damage it. Golf-ball hail can chip the surface, but even then the board remains structurally sound. Vinyl cracks and shatters under the same impact. If hail does damage your fiber cement, it’s covered under your homeowner’s insurance.
If the damage was caused by hail, wind, or another covered peril — yes. We handle insurance claims regularly for Bell County homeowners. We document all damage, file the claim, and work with your adjuster. Most Belton siding claims we’ve filed have been approved.
James Hardie warrants the ColorPlus factory finish for 15 years against peeling, cracking, and chipping. In practice, we see ColorPlus finishes looking sharp at 18–20 years in Central Texas. When it’s time to repaint, you’re repainting fiber cement — which holds paint far better than wood or vinyl.
Call or text 254-265-8898. We’ll come to your home, measure, bring samples, and give you a written quote. No sales pressure.
